Gun safety through mandatory arms insurance

Yahoo News – Statesman Journal

We can fix the gun problem and make America safer without an expensive, dangerous, and futile “War on Guns.”

To solve the problem of keeping guns out of the wrong hands we must use an idea that limits losses from many other hazards: insurance.

Mandatory insurance makes people be responsible for choices that impose risks on others. We must require gun owners at any instant (maker, seller or buyer) have liability insurance to cover any harms that weapon causes.

Insurance payouts would go to the crime victims’ compensation fund, whenever a crime involving guns is committed or a gun mishap occurs. The more victims, the bigger the payout. The greater the damage (from intimidation to multiple murders and permanent crippling), the greater the payout.

Insurers will also pay for other claims, such as when a minor commits suicide or kills a playmate with an unsecured weapon.

Insurance is very effective in getting people to adopt safe practices in return for lower premiums. And when gun crimes occur, the firm insuring it pays the claim. If no gun is found or the gun is uninsured, every fund will pay a pro-rated share of the claims based on how many guns they insure.

This will motivate insurers and responsible gun owners to treat uninsured guns as poison rather than an unavoidable result of the Second Amendment. Mandatory insurance will re-unite everyone’s interest in fighting the real problem with guns: guns in the hands of criminals, the reckless, the untrained, and juveniles.

The insurance will be from a private firm, not the government. Each insurer will seek to earn more premiums with fewer claims.

So gun owners will ultimately choose the controls we will tolerate and the corresponding premiums. Rates will vary according to the gun we want to insure, our expertise, and claims history.

Newer, younger shooters and those who choose weapons that cause more claims will pay higher premiums so other owners, and with more training and claims-free history, will pay less.

Soon, the firms will emphasize cutting claims by promoting gun safety and fighting black market gun dealers, which is where many criminals get guns. And every legitimate gun owner will have a persuasive reason — lower premiums — to help in the fight.

Gun-control advocates will hate this because it forsakes the failed prohibitionist approach. But the evidence is clear: There is a way to prohibit guns without destroying our civil liberties. The organized gun lobby will hate it too because its power comes from sowing fear of gun prohibition.

This won’t work instantly, but it will work because it breaks the deadlock about guns and how to keep them away from the wrong people, without denying anyone’s rights. It will end the lethal political deadlock over guns.

It’s time for everyone, people who own and people who don’t, to work together to fight firearms in the wrong hands by fighting fire with FIRE: Firearm Insurance, Required Everywhere.

https://www.yahoo.com/news/gun-safety-mandatory-arms-insurance-193610382.html

19 thoughts on “Gun safety through mandatory arms insurance

  1. “To solve the problem of keeping guns out of the wrong hands we must use an idea that limits losses from many other hazards: insurance.“

    ROLMFAO!! Bahahahahaahahaha!!!

    Yahoo never ceases to amaze me with their stupidity. I don’t even know where to begin with this statement.

    Leave it to Yahoo to publish such a childish article.

    1. When Yahoo News publishes anything I immediately know it’s nonsense, “woke” or not. One reason health care costs have skyrocketed is not only insurance, but the administrators behind it. Bullets are already expensive enough. And it also means the taxpayers will pay for the “gun insurance” of those who protect the psychos in charge.

  2. The criminals and crazies won’t care if they pay their premiums.

    But it is a good way for joo owned insurance companies to bilk the public of more mamman. And of course cops will be exempt.

    1. Thanks, Ed.
      For stating the obvious about insurance company owners who would profit from this mandatory tax. The Goos (it’s a soft G).

    2. Forget the criminals and the crazies.
      I will not pay a private corporation to exercise an absolute right.
      And yes, this is not only retarded, but is yet another scheme for the f-king jews to try to get their hands in our pockets.
      The answer is simple, destroy the corporation and reinstate the goddamn law of December 15, 1791.

      1. I agree. As soon as you take possession of that AR 15, that is your insurance. Oh yeah, all guns should be banned in Hollywood productions.

  3. “This will motivate insurers and responsible gun owners to treat uninsured guns as poison rather than an unavoidable result of the Second Amendment. Mandatory insurance will re-unite everyone’s interest in fighting the real problem with guns: guns in the hands of criminals, the reckless, the untrained, and juveniles.“

    Wow…..that’s a load of bullshit propaganda if I ever heard one.

    This is why Yahoo no longer allows people to comment on their articles anymore. Otherwise, they would never be able to fight the massive amounts of commenters who wished them dead, as they don’t have enough bots to counter them all. Cowards!

    1. Nope. It will just make the poor people pull the trigger.
      Like everything else, I tell them to go for it, sons of bitches, and see how it turns out for you.

    1. We should be ignoring this bullshit if we are sincere in our stance.
      Try to take the guns for any reason and all you are going to get is the lead and be dead.
      Yahoo can sing their song to those who do not mean what they say and all of these sorry commie fascist sons of bitches know it. So once again I say, give it a go, mother f-ker.

  4. Crock of fncking shit.
    You want to solve the gun (violence) problem? Let’s reverse this pile of poo.

    Arm every adult 18 and over with FMJ insurance (like Switzerland). And if you don’t have your insurance with you, well, you can pick your own flowers.

    An armed society is a polite society. Manners are good when one may have to back up his acts with his life.
    – Robert A. Heinlein

  5. 80% frames.
    Build your own using 80% rifle and handgun frames purchased from gun shows if you can. No serial numbers and the NWO pushers HATE us owning untraceable FREEDOM FIREARMS! Resist and destroy the New World Order.

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