I just want to give you all a heads up!
My debit card information was stolen. They started to use my card yesterday. They only got two charges through and it threw up a red flag and the fraud division of my bank put a hold on my card! The stores that the thieves shopped at and were successful were web hosting and Dr. Jays. When they purchased at Dr. Jays, the transaction was from New York and that threw the red flag. They tried to charge $1019 at Best Buy, another $300 something at Best Buy, another $300 something at NBA.com, another $300 something at Dr. Jays, and several other small ones that I can’t remember.
My bank will pay me back for the $75 and $90 that went through, but it will take months, so I am very pissed off!!! I thank God that my bank has a fraud department and that they caught this before they totally wiped me out. Anyway I will never use a debit card again, this is the second time this has happened to me. No more online shopping and cash and check only.
When I went to the bank this morning the teller had a stack of fraud claims on her desk. I asked her if they get a lot. That folder was just yesterday, they have recently been getting 100’s a week, and she said mine wasn’t bad, some are in the thousands. She said she has never seen it this bad, she said the criminals are getting better. You don’t even have to use it online, they can get it from keystrokes on your keyboard.
Another heads up. A lot of people in the “alternative media” have been warning to get your money out of the banks, to only keep as much as needed for bills. They say the bank does not even have your money in the bank. Well I witnessed that too this morning.
My branch is really small and while I was waiting for the bank lady, a lady came through the drive through asking if she could cash a large amount. The teller asked how much, it was $14,000 something, I think $14,600, it was below $15,000. The teller told her that they do not have that much cash on hand in this branch. So the lady asked about other branches, and the teller said that they would call the other branches and check. The inside teller guy called 3 branches and the main one downtown, none of them had enough cash to cash her check.
She was pissed, they told her she could put in a request and they may have the money tomorrow!! The lady was like I need MY money TODAY!! She then asked if she could cash smaller denominations at the different branches, and the teller told her she could, but that it would probably raise a red flag and they might put a hold on her account!!!!
So the “alternative media” has been right!!!! You can’t even take your money out of the bank!!!!!!!