Healthcare.gov, the official Obamacare insurance exchange website, removed references to a nationwide premium rate spreadsheet, which allows Americans to determine the most inexpensive health plans in their area, but it is still available here.
Click on the image to download the spreadsheet showing the premium rates in your area.
The seven megabyte Excel spreadsheet, which can now only be found by a file name search on Healthcare.gov, is current as of September 27, 2013 and displays premium rates for medical plans across America.
By using the filters on the spreadsheet, one can find the cheapest health insurance plans available in his area.
For example, the cheapest “Bronze” option for a 27-year-old individual in Travis County, Texas appears to be Blue Cross Blue Shield’s Blue Advantage Bronze HMO 006, with a monthly premium rate of $144.34.
The spreadsheet reveals some interesting observations.
Multiple counties in Virginia have the most expensive family plan in America, which has a staggering premium rate of $6,494.54 per month and is a “Gold” level plan offered by Optima Health.
The “Bronze” version of this plan is also available to a 27-year-old individual for $1,835.81 per month.
Single 27-year-olds in Comanche Count, Okla. are lucky.
They can get the cheapest “Bronze” plan in the country at $100.36 per month.
According to the spreadsheet, here is a breakdown of the average premium rates for families and individuals in America:
It is not known why the references to this incredibly useful spreadsheet were deleted, especially as healthcare.gov is still broken.
Was it because the federal government, working with the insurance companies that wrote Obamacare, does not want Americans to save money on their insurance rates?
That is certainly plausible considering that Obamacare is anything but affordable.
One thought on “Obamacare: Hidden Spreadsheet Shows Premium Rates For Every Health Plan In Your Area”
I am glad you posted this.
I have a bad feeling about Obamacare and have had this bad feeling for a long time. But I have many friends and family members who are gung ho Obama supporters and so I will engage with them in conversation about it. I tell them I “remain open” to being pleasantly surprised (which is true — I am open to the truth, whatever it turns out to be). But there is no such reciprocal openness on their side, and they don’t see the need to be open, because their viewpoint is the correct one. 🙂
So I’m constantly digging or on the lookout for truthful information. The major argument I hear from my pro-Obama sister is that “the exchanges are working well in several states, and there are so many people who have signed up already and now have insurance for the first time in years. This is a good thing.”
The argument that she is apparently incapable of hearing from me is that these insurance premiums are unaffordable to many people. While $600 a month for an individual premium might be wonderful to some people who previously couldn’t get insurance, or could only get it for $2,000, to someone like me, it is simply not possible. The money does not exist in my salary to cover something like that. Period.
So I was interested to see the premium range you posted for individuals 50 and up (which I am) to be about $400-$600 a month. It is astonishing that after all this time, this information still has not been publicly released. All this time, I have simply wanted to know, “what will it cost ME?” Because I wanted to know if this is a product I want, that will meet my needs, that I can afford. But that’s not what this is. It is a product that is being shoved down my throat, that may or may not meet my needs, but regardless of that, if I can’t afford it, we have a problem.
The other argument I hear is, “well, if you can’t afford it, there are subsidies!” and that is patently UNTRUE. Subsidies for some, but not all. I make just enough that I do not qualify, but I do not make enough to afford this. So…. not that I would buy this anyway…. but for a person in my demographic who wishes to have affordable insurance, what is that person to do?
This is so poorly designed, not a product I want anyway, and being forced on us. But the Obamacare supporters only seem to see the longstanding unfairness towards uninsured, sick people — but cannot see the unfairness towards healthy people who cannot afford to put any extra money towards insurance premiums. Not a matter of giving up luxuries to buy this insurance because it’s the right thing to do — no, it’s a matter of not having the money at all!
(I find, with liberals, I cannot even broaden the conversation beyond this. I cannot bring up anything to do with the constitution or individual freedom because that labels me a “wacko.” So I try to keep it basic. So frustrating.)